Hail Damage

Hail damage can cause extensive and expensive property damage. Hail size ranges from the size of a pea to the size of a grapefruit. Falling at high speeds, can damage roofs, break windows, and damaged siding. If you have suffered hail damage in Louisiana and are struggling with your insurance provider, you should reach out to a qualified attorney. The Fisher Law Firm can help you recover the compensation you deserve. Read below for more information about compensation for hail damage in Metairie, Louisiana.

Hail Damage

What Should You Do if You Have Suffered Hail Damage in Metairie?

Most of the time, hail damage is covered by your insurance policy. However, receiving the compensation that you are due can be complicated. It is critical to take the following steps if you have suffered hail damage in Metairie.

• Document all damaged property. You should make a list and take photos and videos of all damaged property, regardless of the severity.
• Take steps to protect the home from further damage. For example, this could include securing tarps to cover exposed areas.
• Review your insurance policy coverage. Insurance policies are complicated. An attorney can provide guidance and explain exactly what damage your insurance policy covers.
• Notify your insurance company and make a property damage claim. It is critical to timely notify your provider. Waiting too long can result in claim denial.
• Keep records of all correspondence with your insurance company. You should keep a list of every time you were in contact with your insurance company from your first interaction about the damage.
• Maintain records of all estimates, invoices, and receipts for repairs and other expenses (evacuation travel, living expenses when your home was inhabitable, etc.). When scheduling repairs, make sure to use trusted, licensed contractors. After large storms, it is critical to be wary of scammers.
• Reach out to a local Metairie property damage attorney to discuss your claim. They will fight for your rights and ensure that you get the proper compensation.

What Are Examples of Bad Faith Practices by Insurance Companies?

Although your insurance companies may claim that they are on your side, their main goal is to protect their bottom line. They sometimes go to great lengths to avoid paying the total amount that policyholders are entitled to. It is not uncommon for insurance companies to deny, delay, or undervalue claims.

Insurance companies act in “bad faith” when they unfairly deny policyholders the compensation that they deserve. Some examples of bad faith tactics include:

• Not properly investigating a claim;
• Unnecessarily delaying a claim;
• Rejecting a claim with a proper reason;
• Claiming that covered repairs are not included in a policy or are unnecessary;
• Citing false, pre-existing damage to avoid payment;
• Failing to provide adequate coverage on an approved claim;
• Failing to provide critical coverage stipulations or misrepresenting policy language; and
• Offering a dramatically low amount.

If you suspect that your insurance company is acting in bad faith, you should immediately reach out to an experienced Metairie property damage attorney. The Fisher Law Firm is experienced in handling these types of situations.

What are the Benefits of Hiring a Louisiana Hail Damage Attorney?

Dealing with property damage after a hailstorm can be overwhelming and emotional. It is critical to hire a skilled Metairie attorney to ensure that you receive the maximum payout. You do not have to face the insurance claim process alone.

A property damage attorney will thoroughly investigate your claim and guide you through the claim process. They will ensure that you are providing the proper documentation and meeting deadlines. Your attorney can communicate directly with the insurance company on your behalf and engage in settlement negotiations. When your attorney assumes this responsibility, you can focus on your safety and rebuilding your life.

You have the right to a fair settlement of your hail damage claims. If your insurance company is acting in bad faith, your attorney can sue the company and aggressively fight for your rights in court.

Additionally, it is prudent to have a property damage attorney review your insurance policy when purchasing your property to determine whether hailstorm damage is covered.

Your Metairie Hail Damage Attorney

If you have a question about a property damage claim for hail damage, you should reach out to a local Metairie attorney. The Fisher Law Firm is a full-service law firm dedicated to providing the best legal services to Louisiana residents. Your initial consultation is free, so call us today at 504-304-4944 to schedule an appointment at our Metairie, Louisiana office.

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